Since the last post was regarding increasing income, I thought I would post a bit about my 2nd job experience. For about a 1/3 of my adult life, I have worked two, sometimes 3 jobs. I think this stems from the fact that my dad always worked a ton of hours so I thought I was being idle if I didn't work alot. So, when I graduated college in the winter of '05, I couldn't just work full time. I immediatly (like 3 weeks after graduation) got a second job. I didn't really even give myself a chance to rest. We were not at that time trying to intensely get out of debt, but we were trying to pay cash for a vacation and I had some expenses for my sister's wedding that I needed to pay for. I ended up averaging about 52 hours a week. We were able to pay cash for the vacation (with the exception of Disneyland, which also happended to be the last thing we have put credit). I was also able to pay cash for my sister's bridal shower and the gifts that go with having a sister get married. :D
Once we heard about Financial Peace (on our vacation!) we got serious about paying off our debt. After we had paid off our two smallest debts which were a credit card and a signature loan, we realized that because we were budgeting I could have quit my second job. So in November I quit. It was awesome!
I say all this to say this: If we had been budgeting all along, I never would have needed to take on a 2nd job. But since we had no idea where our money was going each month, I felt the need to generate more income. Now, and especially since we started the class, we know where every dollar of our income is going before the month begins. It's been awesome! And because of budgeting, I rarely feel the need to go out and get a second job. Okay, so I almost applied to be a online tutor a month ago, but I fought the urge!
So this is not really Financial Peace related, but KCBT (Raytown) has a booth at SantaCaliGon. I went yesterday and helped to hand out tracts. It was fun! We had a great time talking to people. If you happen to stop by, try to find our booth - we are at Main and Lexington (east side of main, just south of Lexington). You'll get some FREE throws at Goliath for some prizes. The Goliath was good at reeling the kiddos in and then we were able to hand out tracts to the parents and the kiddos. It was a good time!
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Where is the blogging gone to
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