Only 3 more days left until another installment of Financial Peace University!
Due to the overwhelming response (hehehe, okay, one person) I am posting something else. Someone from our class sent a funny link to my husband today regarding debt, but unfortunately I can't get the link to work! Hmmmm.....
This article details the top ten money drains. It's not the big things, it's the little things. My two traps - vending machines and eating out! We only eat out on average once per week now, but if I had my way it would be every day! Thankfully, the logical part of me won't let me spend a fortune on this, but I do spend my small amount of blow money on eating out. Also, it doesn't help that my office is litterally surrounded by vending machines. Ooooohhh..the temptation! I try not to carry change or dollar bills on me - it's way too tempting to get a Coke and a Snickers!
Speaking of blow money - trust me - you need blow money! Even if it's a small amount. My blow money is usually just like $20 a month - if that. But it helps me when I want something and I can take it out of my blow money. Don't say to yourself, I don't need that category, I'm disciplined. You WILL overspend in this area if you don't have a set amount before the month begins. Blow money helps alot - it helps you to keep up the intensity over the course of your journey. Blow money is what kept us going - if we didn't have that we would have lost steam months ago! I don't think this category is on the quickie budget, but when we do our zero based budget next week it will be.
I'm too tired to post much of any substance, so instead I'll leave you with some links.
Click here to read a success story with a bitter sweet ending.
Click here to watch a video that inspires me to keep on going! Just think of what we could do if we were free to GIVE like no one else!
Alright, some dishes are calling my name. Have a great day!
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